Markets are reeling. Wall Street just lost $5 trillion in two days, its worst week since 2020.
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President Donald Trump’s tariff announcements led to a sell-off in the stock market and prompted investors to move to safer assets such as Treasury bonds. The 10-year Treasury yield declined and the average 30-year fixed mortgage rate dropped from 6.75% to 6.55% last week. Mortgage Rates: Despite the initial drop, mortgage rates rebounded as Treasury yields ticked back up. On Monday, the 30-year fixed-rate mortgage surged to 6.82%, marking the largest single-day increase of the year. The current rate for a 30-year fixed mortgage sits at 6.85%, according to Mortgage News Daily. Read Next: Elon Musk Calls Trump Trade Advisor…
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Image Source: 123rf.com Let’s be honest—living with someone who loves to shop “just because” can turn your monthly budget into a hot mess. Whether it’s late-night Amazon hauls or spontaneous splurges at Target, an impulsive spender can make it feel like you’re constantly playing financial cleanup. But here’s the deal: you don’t have to become the fun police to save money as a couple. Here are some “sneaky” ways to still save money when you’re with someone who impulsively shops. 1. Use Separate Spending Allowances Set up a system where each of you gets a “fun money” account that you…
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Artificial intelligence is everywhere these days, affecting the way that industries around the world operate. And the legal field is no different. In fact, AI for lawyers is already impacting how law firms do business. It has reshaped various aspects of legal practice with increased efficiency, improved workflows, and the ability to serve clients better. However, despite the increasing opportunities to use AI and leverage the technology’s benefits, the legal field largely remains hesitant about adopting AI tools. In Embroker’s 2024 survey of more than 200 lawyers, we found that 78% of law firms aren’t using AI, with many citing…
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All the Cowboys have seemingly done this offseason is sign former first-round draft picks in free agency and make the news for Jerry Jones saying something disrespectful about ta prominent NFL agent or what have you. The first part is an interesting strategy. The latter part I’m not so sure of. Either way, the Cowboys continue to remain interesting and amongst the headlines. The real question is, however: Will they be able to stand out with their first-round draft pick? Let’s go ahead and find out! With the 12th pick in the SB Nation Community Mock Draft, Dave Halprin of…
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Heart disease is the leading cause of death worldwide, taking an estimated 17.9 million lives each year.1 In the U.S., it’s the leading cause of mortality, accounting for one in five deaths. According to the U.S. Centers for Disease Control and Prevention (CDC), one person dies from this condition every 33 seconds.2 Your everyday habits play an important role in the state of your heart and overall health. One recent study confirms this — according to their findings, spending hours in front of the TV raises your risk of cardiovascular disease, and limiting your television time significantly reduces it. Too…
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You presume anyone preparing your food practices good hygiene. You know, washing their hands before touching anything that’s going to end up on your plate. When it comes to the food prep area, you also expect it to be clean and sanitized. After all, these simple steps are effective ways to prevent the spread of food-borne illnesses like salmonella poisoning. However, not everyone always follows these steps, and it can place you at risk. With three multistate Salmonella outbreaks since 2023, Houston residents may be more at risk than they think. If you’re diagnosed with salmonella poisoning, you may…
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Belly fat is one of the most common problem areas for people trying to lose weight. It is also the most stubborn. From home workouts to gym routines, people often focus heavily on their abs, hoping that a few crunches will flatten their midsection. But do ab workouts burn belly fat as effectively as we think? This question has led to a great deal of confusion. The internet is full of conflicting answers, and fitness influencers often add to the hype. Do sit-ups burn belly fat? Do crunches burn belly fat? What about core exercises in general? Can ab exercises…
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One Finance recently rebranded to OnePay and are now offering a $125 cash bonus through Rakuten. OnePay is a fintech company that works with Coastal Community Bank and Lead Bank (both Member FDIC) to offer banking services. They offer OnePay Cash, which comes with a debit card that offers cash back, no monthly fees, and 3.75% APY on your savings with you use OnePay Cash+ (requires $500+ monthly direct deposit and $5,000+ balance). If you open an account through Rakuten and meet certain conditions, they’ll send you $125. Table of Contents How to get $125 from OnePay How does this…
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By Lewis Nibbelin, Contributing Writer, Triple-I U.S. property claims volume rose 36 percent in 2024, propelled by a 113 percent increase in catastrophe claims, according to a recent Verisk Analytics report. While evolving climate risks fueled claim frequency, uncertain inflation trends and unchecked legal system abuse will likely further strain insurer costs and time to settle these claims, posing risks to coverage affordability and availability. Abnormally active Atlantic hurricane season In a “dramatic shift” from previous loss patterns, late-season hurricane activity – rather than winter storms – dictated fourth-quarter claims operations last year, Verisk reported. Hurricane-related claims comprised nearly 9…